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The Las Cruces Real Estate Market Sets Important New Records
Real Estate Market Recovery has arrived!
Las Cruces Market Analysis for 1st 4-months 2013
CONCLUSION:
Look At The Numbers
As you see from the chart above:
1.In the last 5 years (2009 -2013) Home Sales have steadily increased year over year.
2013 Home Sales are up 9.4% vs. 2012, and up 17% vs. 2009.
2.Up until now we have been disappointed because we have lagged behind other Markets in which the Increased Demand has resulted in increasing Median Prices.
3.Our current optimism about Market Recovery in Las Cruces is based on the fact that the first 4- Months of 2013 marks the first year over year increase in Median Prices of Las Cruces Homes Sold since 2009. Stay Tuned - Next Friday In the meantime, you may want to click on images below to download these Important E-Books. You will find Articles, Tips, Tricks, information and advice to help make your Real Estate transaction easy, successful and profitable.
The 2013 Median Price for Homes Sold is up 4.3% over 2012.
The Market has changed!
What does this mean for you as a potential Las Cruces Home Buyer or Seller?
We will discuss how this New Market benefits both buyers and sellers. See why, if you are planning to buy now is ideal, and at the same time, if you are thinking about selling you too have a great opportunity and you should act now.
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This weekend is something really special! The Las Cruces Convention and Visitors Bureau presents the first ever the Las Cruces Country Music Festival: a three day celebration of country music in downtown Las Cruces! The event features up and coming country music acts from Nashville and around the country! The festival showcases the music this city loves and the beautifully restored downtown!
The musical acts include Chase Yaklin, Greg Bates, Little Texas, Tommy Lee James, and New Mexico's own Bri Bagwell! The event begins today, May 17th and runs until Sunday the 19th!
You can find out more information by going to the Las Cruces Country Music Festival website at http://www.lccountryfest.com/!
You'll definitely want to check out the Full Schedule because this event is PACKED with activities and, of course, Country Music!
It's not really clever or non-traditional but one of the most basic organizing principles is one of the most important. Marking and Labeling. This doesn't mean you need to go buy a label maker and go crazy! You can use colors, pictures, in addition to or in conjunction with labels.
Pot and Pan lids are the scourge of many organizing amateurs. By using a magazine rack on a tall door or a curtain/towel rod on smaller doors.
Putting different spices in small metal tins and then attaching them to the refrigerator saves quite a bit of counter and cabinet space!
Most people use deep kitchen drawers improperly. By putting dividers in these draws you can create vertical sections that are perfect for utensils.
One of the most under-utilized parts of your cabinets are just under the shelves. Look at it, plenty of wasted space. No more! Check these out!
Space efficiency is the key with this idea. A small rack on rollers(or even without) can fit almost anywhere and use some space that wouldn’t normally be used.
Storing eyewear could be tricky. You don’t want them on the floor and putting them all in a box can end up with lots of lens scratches. Hanging them from a hanger solves both of these problems!
Using a shoe organizer, like the one pictured, is excellent when used for organizing your cleaning supplies!
Remember that a clean home is a happy home! Not only that but a clean, organized home will sell for more! If you want additional ideas download the ebook below for 450 more ideas!
Welcome to this week's Buyer's Market. If you haven't already, check out our previous blogs in this series!
Last week's blog covered Equity and Force Savings!
This week we will take a look at mortgage interest and how it affects you.
You can deduct interest charged on a your initial home loan or any secondary loans you took to improve your principal residence. In the early years of a loan, most of your monthly payment is interest, so this can really add up. If you are in a 28% federal tax bracket, this can have the effect of lowering your borrowing costs by almost a third, depending on which state you live in.
In addition, you can deduct interest on an additional $100,000 of mortgage debt, which can be used for any purpose. This is called the "Home Equity Loan" exception, and it allows you to tap into your home equity for any purpose. This gives home owners the ability to do what is called "debt-shifting." For example, if you live in an apartment and have a credit card balance of $10,000 at 18% interest, none of that interest would be deductible. But if you owned a home, and you obtained a home equity loan for $10,000 and paid off the credit card, then ALL of the interest expense becomes automatically deductible. Furthermore, the rate on the home equity loan is likely to be very much lower than credit card rates.
This same technique works with any and all personal debt, from car loans to consolidation loans - with only one hitch. In every home equity loan, you have pledged your house as collateral for the loan. If you fail to pay the payments as agreed, you could lose your house to foreclosure. So be careful in using this technique. These interest deductions are truly a government subsidy to home owners.
Please join us next week for the next installment of Buyers Market when we take a look at the sale!
In the meantime, check out our website dedicated to giving first time home buyers like you all the information you need to make buying your first home a smart, well-informed, and pleasant experience.
If you have any questions feel free to contact us!
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