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Living in Las Cruces sure has it's perks one of them is location location location!   We are just a short drive away from some really neat and unique day trip destinations.  For the next few Lifestyle blogs I want to explore some of these great things to do.

Take a drive to Roswell and enter the world of the unexplained at the UFO Museum

International UFO Museum, Roswell, NM

Open since 1992 the mesum has attracted everyone from the curious to the silly to serious researchers. The Museum provides information to the general public on all aspects of the UFO phenomena. People from around the world travel to Roswell to see what the Museum has to offer and to simply "be in Roswell where it happened."

Museum exhibits include information on the Roswell Incident, crop circles, UFO sightings, Area 51, ancient astronauts and abductions. The exhibits are designed not to convince anyone to believe one way or another about their subjects. Visitors are encouraged to ask questions. Many visitors come numerous times and some spend days or even weeks doing research in the library.While in Roswell, most visitors at least buy gas and a soda, or they may spend a week learning about the phenomena and Roswell. Since its opening, the Museum has outgrown two downtown locations, finally landing in the old Plains Theater on North Main Street in Roswell. The number of visitors continues to be the envy of many other tourist attractions in the state.  Not only is there the museum that you can visit year round but every year in the first week of July the annual UFO Festival is held.  It is a Festival for the curious and has been a very successful event.  Activities range from carnivals to trade shows, from alien costume contests to UFO lectures, from Fourth of July fireworks to a parade downtown, from Hollywood celebrities to local children in costume and on roller blades. Known UFO researchers attend to present the most up-to-date information on the subject.

If you are looking for a truely unique experience, if you are a believer or not, this museum is sure to please.  For more information on the Museum you can find them at http://www.roswellufomuseum.com

I will be highlighting more local and state attractions on our lifestyle blog every week.  Be sure to visit our blog often for more information on things to do around town, Real Estate news and tips, and much much more!

Las Cruces Real Estate Blog






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A Simple strategy to save THOUSANDS of dollars on your Mortgage!


You will shave years off your Mortgage payoff, you will save thousands of dollars in interest payments while gaining 10's of thousands of dollars in extra equity.
You can do all of this without paying any more than your current mortgage payment, and this system has nothing to do with refinancing your mortgage.


THE SECRET IS TO MAKE BI-WEEKLY MORTGAGE PMTS
STEP 1 is to just take your current Mortgage Payment and divide it in half.
STEP 2 is to pay the Mortgage Company that half payment every 2 weeks.
STEP 3 is to arrange with your bank to allow the Mortgage Company to make an automatic withdrawal payment of an amount equal to half of your current payment every 2 weeks. THE BEAUTY OF THIS PROCESS IS THAT IT IS ALL ON AUTOPILOT.

HERE IS WHAT YOU GAIN BY USING THIS SIMPLE SYSTEM
As an example, assume you have a 30 year fixed rate Mortgage ($200,000 @ 6%) and a monthly payment of $1200 Principal & Interest.


1. SHAVE YEARS OFF YOUR MORTGAGE
Obviously that Mortgage will pay off in 30 years. Making bi-weekly payments your Mortgage will now payoff in 24 years. You will have shaved off 6 years of payments.

2. SAVE THOUSANDS OF DOLLARS IN INTEREST PAYMENTS

Making monthly payments you will have paid the bank $231,667 over the life of the Mortgage. Making payments every 2 weeks you will only have paid $180,360. This is a saving of more than $51,000 in interest payments.

 

3. GAIN THOUSAND OF DOLLARS IN EQUITY

The average homeowner moves every 7 years. With traditional monthly payments you will still owe the bank $179,279 and you will have equity of $20,721. Your bi-weekly payments will have reduced the amount you owe to only $168,460 giving you an equity of $31,539. This is almost $11,000 more equity!

The Secret to Saving Thousands of Dollars on Your Mortgage

If you have any problems with your mortgage lender or bank regarding this procedure - we can help you
Just email: evelyn@homeslascruces.com
or Call evelyn: at 575-650-7224

Share this video with your friends everyone should take advantage of the benefits of this simple process.

Also, if you or any of your friends are thinking of buying or selling a home, give Evelyn a call today!

 

 

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Remodeling your bathroom can seem overwhelming and expensive. However, you don't have to gut the whole thing to give the room a fresh appearance. Before taking the drastic step of gutting the whole thing, consider these quick and inexpensive bathroom remodeling projects.

Faux Wood FloorsUpgrade to Faux Wood Floors

Wood floors make anything look better. They automatically give the room a warmer, more elegant feel. Trying to put upgrade your floors to wood in a wet and humid bathroom environment can become expensive and problematic very quickly. What’s the solution? A vinyl flooring with a wood finish. A sturdy vinyl flooring will be durable, quite resistant to moisture, and will come in a variety of textured finishes to fit your need. The cost is $1 to $4 per sq. ft. and, depending on the size of your bathroom, could finish installation in a day.

Credit: Marie Haigh/Knitted Gems

Replacing Bathroom HandlesHandle Upgrades

Upgrading the small details can sometimes make all the difference. Changing your handles, including toilet handles, can make a surprisingly big difference. At has a base cost of around $10 it is a no-brainer. You can also match your handles with your towel racks as well.

Credit: Three Dogs at Home


Stencling Your CeilingThings Are Looking Up

Aside from Michelangelo (the artist not the turtle), most of us tend to ignore our ceiling is just about every room. Fortunately for you, the cost of transforming your ceiling into something more appealing is surprisingly low. You can get stencils, paint, and molding for around $100 and with a little creativity you can turn your bathroom into a work of art tailored toy our tastes.

Credit: Michelle Rasmussen, photographer

 


Upgrade your Bathroom WallsDress Up the Walls

From the ceiling we now stop the neck strain and take a look at the walls. Wall treatments and molding-additions are a serious upgrade that can effect the look of your bathroom. Luckily for you it doesn’t have to cost an arm and a leg. The wainscoting for this toilet stall is actually wallpaper that looks like beadboard. Topping the wallpaper with chair rail molding completes the transformation, all for about $50 and a few hours’ work.
Credit: Rhoda at Southern Hospitality blog

Replacing the TrimPainting a Trim

With a few supplies (220-grit sandpaper, #000 steel wool, spray-on primer, and metallic spray paint) you can remove your current trim and fixtures by painting them. While fairly easy, thorough preparation is the key. Painter’s tape and patience will serve you well when you are sanding off your current trim then painting your brand new trim. The result can be fantastic but choose your color carefully!
Credit: Addicted 2 Decorating


With a little creativity and hard work, your bathroom can be transformed into a designer's showcase. All within a week--and without breaking the bank.

Having complete control over the amount of modifications to your home is one of the advantages of owning your own home. Some of these ideas will not fly if your are renting your home. See why now is the perfect time to buy!

Follow us on twitter and facebook for more home improvement tips! You can also view other blogs in the Tu Casa category!

 Facebook: facebook.com/lascrucesrealestate
 Twitter: twitter.com/evelynbruder

450 ideaa to sell your home faster, selling a home in Las Cruces

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It starts as a small pile of mail, or a few clothes, or some toys, and a few days later the piles have multiplied in size. By the end of the week the pile has become a monster that you really don’t want to deal with. As I have stressed countless times, a clean house will sell faster and for more but a clean house also just feels better and will improve your mood! So I present to you an 8 step plan to attack and declutter each room to get your house under control!

Step 1: Start Off Right

TIP: Don't start with family heirlooms, those are the hardest to get rid of.
You will want to start in the place that really motivated you to begin cleaning in the first place. What was the straw the broke the camel’s back? A backlog of upopened mail or laundry? The goal is to take care of that one AREA and not the whole room.

Step 2: The Bathroom

The bathroom is fairly easy to declutter. It is fast and easy to throw away empty or unused bottles, expired items, and old makeup. It’s important to remember that, depending on the size, your bathroom should not be treated as a linen closet. Don’t go overboard putting all your extras in your bathroom, use your linen closet.

Step 3: Public Rooms

Perhaps you’re embarrassed by all the DVDs, video games and newspapers scattered around your living room, or can’t host another dinner party until something is done about all that stuff on the dining room table. Areas that guests see are often a lot easier to go through and sort out. Bonus: Cleaning them up will allow you to quickly benefit socially.

Step 4: The Kitchen

KitchenMost people view the kitchen as one of the biggest challenges. The entire area is filled with things that you use or could use: extra containers, boxes, twist ties, and extra kitchen tools. The best approach is to think of the last time you used each item. The items you haven’t used in a couple of months get put in boxes and store them away in the garage or attic. Anything that you haven’t used in a year or more gets stored in longer-term storage or gets donated.

Step 5: Clothing/Closets

Give yourself plenty of time for closets, around an hour and a half. I recommend starting in the corners and moving toward the middle. Items in this area are very personal and you will certainly have a hard time getting rid of clothes. Try to be objective, which clothes have you never worn? If you find yourself getting too bogged down put things in an “undecided box” put it away. If, in a year, you haven’t noticed they are missing: donate them.

Step 6: The Bedrooms

Bedrooms are made up entirely of personal mementos, photos, family heirlooms, and other items with lots of emotional attachment. The best idea is to get a close friend to sit with you and help you make QUICK decisions. Remember, your bedroom is primarily for relaxing and sleeping; all items that won’t help you do that doesn’t really need to be there. Step 9: Attic/Basement/Garage Never do these rooms solo—furniture and big boxes will slow you down, so schedule a helper. As with closets, work back-to-front, beginning in the back corners and moving toward the middle of the room. Back corners tend to fill with junk you don’t need, and make for quick tossing that opens up a lot of space.

Step 7: Home Office

Clear out your entire desk; empty drawers and clear off all surface spaces. Set paperwork aside to sort through later. Designate one desk drawer to office supplies. Sort through your desk files and papers and as you organize the paperwork, keep these guidelines in mind: If you don’t use the file on a weekly basis, or if it’s not personal or confidential, either dispose of it or store it in a separate filing cabinet.

Step 8: The Party

If you have reached this step you deserve a reward! Plan a party. A giveaway party, that is. Invite over friends who might be happy to take that necklace or the jeans you never wear off your hands. This party will kill two birds with one stone. You get rewarded for decluttering your entire home AND you will be further decluttering by getting rid of unneeded items!

 

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With all the talk about foreclosure and short sale out there we thought we'd take some time today to make sure you aren't believing some of the most common myths out there. 

1. The Bank Would Rather Foreclose than Bother with a Short Sale

This is one of the most common misconceptions. The reality is that banks do not want to foreclose on your property because the foreclosure process is incredibly costly. Banks, investors, and even the federal government have all publicly stated that if a person is qualified for a short sale, the deal needs to be considered.

Overwhelmingly, banks receive more on their investment through a short sale than a foreclosure. The qualifications for a short sale include:

Financial Hardship - There is a situation causing you to have trouble affording
your mortgage.

Monthly Income Shortfall - "You have more month than money." A lender will
want to see that you cannot afford, or soon will not be able to afford your
mortgage.

Insolvency - The lender will want to see that you do not have significant liquid
assets that would allow you to pay down your mortgage.

2. You Must Be Behind on Your Mortgage to Negotiate a Short Sale

While this may have previously been the case, today lenders are looking for verifiable hardship, monthly cash flow shortfall, or pending shortfall and insolvency. 

If you meet these three requirements and believe that you soon may be unable to afford your mortgage, act immediately. Any delay could limit your options. Do not wait until the countdown clock to foreclosure has started and you have even less time left.


3. There is Not Enough Time to Negotiate Your Short Sale Before Foreclosure

This is a myth that probably hurts homeowners the most. Many do not realize that
foreclosure is a process, and that there is time to make decisions that may result in better outcomes.

The foreclosing party-in most cases a lender-can stall a foreclosure up to the final
day of the process. Today, many lenders will stall a foreclosure with as little as a phone call from you explaining that you are trying to sell, and almost all lenders will stall a foreclosure with a legitimate contract. For real estate professionals who understand foreclosures and short sales, there is time available until the foreclosure process is complete.

Read 4 more short sale myths and other foreclosure reports at our Avoid Foreclosure website:
http://www.avoidforeclosureinlascruces.com/avoid_foreclosure_free_reports_offer.php

The Homebuyers Toolkit

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